Commerce bank account. Use it where Visa debit cards are accepted. Not sure where to start? Commerce Bank CONNECT ™ mobile messaging in the Commerce Bank Mobile App lets you interact directly with a real person who can connect you with the solutions you need, right from your smartphone. Open a checking account online. Down for Maintenance Commerce Bank Online Banking is temporarily unavailable due to system maintenance. You qualify for our exclusive Premier program when you have a Commerce Bank personal checking account and $100,000 or more in combined balances that include: Personal and small business Deposit Accounts with Commerce Bank – checking, savings, money market and certificates of deposit (CDs) You can access statements online going back up to 7 years for your checking, savings, money market, credit card and certain line of credit accounts. Summary Account Summary is a snapshot of your accounts as of a specific date. Service fees or penalties may reduce earnings. Government Follow these simple steps to change banks and switch to a Commerce Bank Checking Account. What to consider in a business checking account Commerce Bank has developed a variety of small business checking accounts to match the way you bank. Please view Bill Pay Terms and Conditions for other requirements. Find answers to some of Commerce Bank's most frequently asked questions about opening a checking account, online bill pay, online banking and debit cards. Customize My Favorites View & Manage Alerts Sign up for Alerts Manage Alerts Account Documents Deposit Agreement & Disclosures Online Banking Terms and Conditions Request Copy of Cardholder Agreement Message Center Read Messages Send Us a Message Contact Us Open a New Account Accounts Please select one of the sub-menu items to view help under Order Account Archive CD-ROM Order Account Archive Remove a Stop Payment / View History Sign up to Access Additional Account History Statement & Overdraft/Insufficient Funds Notice Options View Statements View Tax Forms My Profile Update Email Address Update Mailing Address Update Phone Number Add / Edit Account Nicknames Update Password With Bill Pay, you can schedule and pay your bills from your checking account with the convenience of Online Banking and the mobile app. Monthly service fees can be waived by meeting account activity requirements. Please try again later. Learn more now. Use Online Banking to view your account activity and balances, pay bills with online bill pay and transfer funds. Scroll past your recent transactions and tap Routing & Account Number to show both. Visit us online or at one of our locations. 1, 2 CDs (over a specified term) typically earn more than a standard savings account, but the money deposited in the CD must remain at the bank throughout its term. Dec 1, 2023 · Commerce Bank is headquartered in KANSAS CITY and is the 2 nd largest bank in the state of Missouri. New user enrollment Social Security number EIN and ITIN are also accepted Account Number Email Phone Username While we have many safety measures in place to protect your account, security starts with you. Get info about Commerce Online Banking like getting started, account information and online bill pay. Learn about personal financial management with tips from Commerce Bank. Open an CommerceRelationship Checking account that's right for you. With a free checking account at Commerce Bank pay no monthly service fees, get free mobile banking and no monthly minimum balance. Mar 11, 2020 · Learn the differences between a savings account, money market account and certificate of deposit (CD) so you can make the best decision for your financial goals. With Commerce Bank Online & Mobile Banking You Can: View balances and account activity – Search for transactions, add a note or an image, and filter by tags. Need help Please choose a Commerce checking account or a non-Commerce checking account to link to your credit card. To view account activity for a specific account, click on the underlined account name from the list of accounts. Call us at 286-5577 for more information. To view a statement: Jan 2, 2025 · Commerce Bank Checking Accounts Commerce Bank has a variety of banking accounts designed to fit your checking needs. To be eligible for Commerce ID Recover and Commerce ID Monitor, you must have a Commerce personal checking account, reside in the United States or its territories, and be a legal adult in your state of residence. It was established in 1984 and as of June of 2025, it had grown to 4,498 employees at 159 locations. Missouri, Kansas, Illinois, Oklahoma and Colorado. Government You can access statements online going back up to 7 years for your checking, savings, money market, credit card and certain line of credit accounts. Use Zelle® in your Commerce Bank Mobile App or Online Banking to send money directly from your bank account to theirs. Most software packages allow you to download account information from NetTeller. Find the right personal checking, savings, CD or money market account for your needs. We offer flexible terms and competitive lending rates. Learn about our free checking account, interest checking and student checking. Jul 22, 2025 · Commerce Bank offers savings accounts and checking accounts online. Deposit Agreement and Disclosures. Log in to your Commerce Bank account with your Customer ID and password, or enroll in online banking. Answer your debit card FAQs like how to activate a new debit card, how to select or change your debit card pin and more. Begin Applicant Review EndBegin your application If you make savings deposits for 11 months in a row, Commerce will reward you by making the twelfth month’s deposit up to $20 per account or $40 per household for all eligible accounts3. Oct 12, 2025 · I've been tracking bank bonuses for years, and when I see a regional bank offering up to $700 for new checking customers, it immediately gets my Commerce Bank offers personal and business banking, checking, mortgages, loans, investing, credit cards & more. Compare Checking Accounts from Commerce Bank. Stay on top of your accounts 24/7. Transactions must be from your Commerce Relationship checking account. General summary of recent changes. While interest rates at Commerce Bank beat some of the country’s biggest Call 1-800-453-2265 24 hours a day to check account activity, check credit card transactions, locate a Commerce Bank branch, get rate quotes and more. When selecting a non-Commerce account you must provide your routing number and your account number. Thank you. Personal Deposit Accounts: The Available Balance column shows the portion of your balance that is immediately available for use. Government Feb 25, 2025 · Commerce Bank myRewards Savings Account: Up To $40 Annual Bonus Commerce Bank wants to help you with your savings goals, and it’s providing you with an incentive to do so. Open a savings account online or in a branch and save for your financial goals. Commerce Bank makes student banking easy by offering student checking, savings, credit cards and auto loans. If you do not have a Social Security Number or Tax Identification Number (TIN), you may activate Online Banking with a valid passport number or Matricula Consular from Mexico. This letter is to inform you that I have decided to close the account(s) listed below. Plains Commerce Bank | 3905 W 49th St 3rd Floor, Sioux Falls, SD 57106 | (855) 330-4931 | NMLS #463950 Privacy Policy NMLS Consumer Access Mortgage Help Accessibility COMMERCE BANK’S NETTELLER ONLINE FEATURES Can I download my bank account information into my financial software package? Yes. To obtain more information, or open an account, just stop by our main office or call 662-286-5577 and speak to one of our friendly and helpful Customer Service Representatives. To send an email that contains confidential information, please visit the Secure Message Center where there are 4 days ago · Commerce Bank offers various business banking services including business checking, loans, credit cards, merchant services, investment management and more. Understand your activity and find what you’re looking for — fast. That's the benefit of the COMMERCE ADVANTAGE ® credit card services! Upon approval of the application, Commerce Bank will issue a check in the amount (s) indicated to pay off the balances of the credit card account (s) you indicate, to the extent allowed by your available credit limit. Accounts Summary Activity Transaction Download View Statements Pay Bills Transfers Zelle ® Internal Transfers Pending Funds Transfers Transfer History External Transfer Toggle Pay Now Pay Later Unwind Link Your Checking Account Customer Service Account Management Place a Stop Payment Order Checks or Deposit Tickets Make a Payment to your Credit Card Pay your Healthcare Financing Account Sign myRewards Savings is a savings account with interest to help you save for your goals. Commerce Bank Direct Deposit for checking accounts, savings accounts or prepaid cards makes it easier to deposit your funds for access. Toggle is a free and flexible payment feature that lets you pay now or pay later for any of your credit card purchases, all on one card. . Commerce Bank Certificates of Deposit (CDs) offer the certainty of a fixed rate of return over a specified length of time (term). Government Apply online for a New or Used Auto Loan or refinance your existing auto loan at Commerce Bank. Please send a check for any remaining funds in the account(s) to my address listed below. For your security, we recommend closing your browser after each banking session. Link external checking and savings accounts to transfer money to and from other banks. What is the SWIFT code for Commerce Bank? Commerce Mobile Deposit is a free service that allows you to deposit checks to a Commerce checking or savings account by taking a picture with the camera on your mobile device. FDIC-Insured - Backed by the full faith and credit of the U. You can also use the service to transfer funds to deposit accounts owned by other people (third party bank accounts). Wiring Instructions Someone with your account information can wire funds directly to your Commerce Bank account. Learn more about the Commerce myRewards Savings account. External Transfers - To or from your accounts at other banks External Transfers allows for transfers between your Commerce accounts and your accounts at other banks. Switching from your current bank to Commerce Bank is quick and easy. Open an account Connect your account to your favorite digital wallet, activate Online Banking, download the Commerce Bank Mobile App (for iPhone ® or Android ®), and experience the convenience and control that lets you bank whenever and wherever you choose. Open an account online. Open an account online or in a branch. mySpending Card® is a prepaid reloadable card that can help manage your money or to use as a debit card for kids. The deductible amount depends on your income This small business checking account is best for businesses with light transaction volume. You choose the banker, and they can help direct you to the solutions that best fit your goals, like combining your bank accounts or opening a joint bank account or buying a Internal Transfers Transfer between deposit accounts: Select the "From" and "To" accounts in which you want to transfer funds using the dropdown boxes Select the frequency of the funds transfer. Financial Advisors at Commerce Brokerage Services have helped clients reach their financial goals for over 25 years. Jul 3, 2025 · We have had reports of customers receiving phone calls purporting to be from Commerce Bank requesting information on checking account … Continue Reading. Regular e-mail is not necessarily secure against interception. RATES ON SAVING, CHECKING AND MONEY MARKET ACCOUNTS *APY refers to Annual Percentage Yield. Learn more. You will need to provide your account number and routing number. Open a savings account online or in a branch. And your CD account is FDIC-insured. Post Office, or use our Secure Contact Form. Jan 27, 2025 · Deciding whether to open a joint bank account involves weighing the benefits of convenience, transparency, and shared responsibility against potential drawbacks like loss of financial independence, conflicts over spending, and privacy concerns. View our current interest rates for money market accounts. We apologize for the inconvenience. You have three ways to connect to Commerce Bank Mobile Banking: Aug 18, 2025 · Commerce Bank is a mid-sized commercial and personal bank based in Missouri, with additional locations in parts of Colorado, Kansas, Illinois and Oklahoma. Set up your preferred Enhanced Security authentication method to verify your identity at login. Make a loan payment for credit card, mortgage, car, boat, RV, home equity loan or line of credit, personal loan or line of credit or health services financing. You can use External Transfers to transfer funds between your accounts held at Commerce Bank, and your accounts held at other Financial Institutions. Business account online banking is easy with 24/7 access to your small business information with our mobile banking app, account alerts and more. Commerce Bank’s unique Special Connections® Visa® card allows you to access cash from your other Commerce Bank accounts at the ATM or in the store. Free Online banking and bill pay. Many Americans can deduct all or part of their IRA contributions from current income taxes. Use Commerce Bank’s Online Banking, or visit a teller at any Commerce Bank branch, to transfer money from your Commerce Bank checking or savings account to your Card. Government Online Banking is your all access pass to the flexibility and control needed to manage your credit card account in a simple and smart way. Government Access Commerce Bank's online banking services to manage your accounts, make transactions, and explore financial solutions securely. It is also the 68 th largest bank in the nation. If your communication is very sensitive or includes personal information such as your account numbers, credit card number, or social security number—you may want to call us, send it through the U. Commerce Bank has an A health rating. You might also be able to save on your present taxes with an Individual Retirement Account by deducting your qualified contributions from your taxable income. Commerce Bank offers online banking, a mobile banking app, fund transfers and online statements. The Special Connections℠ Feature allows you to use your Commerce Bank credit card to conveniently access your other Commerce Bank accounts at the ATM, or to make PIN-based debit transactions in stores, using funds from your designated Commerce Bank checking account. Government Is an IRA Right For You? Call one of our customer service representatives today at (662) 286-5577. If you require additional software support, please contact the software . Whatever your retirement vision, Commerce can help you save for and enjoy the life you envision while addressing the financial considerations. With a non-Commerce checking or savings account, an eligible* debit card, or an HSA/FSA debit card. Order checks online, by phone or in a branch. Earn interest and save for your goals with a Commerce Bank Interest Checking Account. To view a statement: Closed Sunday and Federal Holidays With a Commerce deposit account or a Commerce Debit Card: Choose to transfer funds from your Commerce Bank deposit account or an eligible Commerce debit card to your line of credit account. It offers a wide variety of financial products, including checking accounts, savings accounts, certificates of deposits, credit cards, mortgages and consumer loans. Bill pay and person-to-person payments FDIC-Insured - Backed by the full faith and credit of the U. Government Login Name: Password:Forgot Password? Other banks’ fees will be refunded up to $10 per calendar month. Government Please LoginLogin Name: FDIC-Insured - Backed by the full faith and credit of the U. Rates on accounts other than CDs are variable and may change after an account is opened. Where can I find my account number? Open the Commerce Bank Mobile Banking App and select your checking account. In desktop Online Banking, it’s at the bottom left side of the Account Activity screen. Bank how you want with business checking online. Transfer funds – Initiate one-time, future-dated or repeating transfers or loan payments between Commerce Bank accounts. Learn about our investment options. Make deposits with a snap of your camera – Deposit checks into qualified accounts using the mobile remote deposit feature. If you need assistance FDIC-Insured - Backed by the full faith and credit of the U. For CDs, there is a penalty fee for an early withdrawal of funds. Sign in to your account Welcome back! Sign in to view status or complete next steps on your loan. Thank you for using Online Banking. You can select one-time transfer or you can set up a series of recurring transfers Enter the date you want the transfer to execute by typing the date in mm/dd/yyyy format or selecting the date using Jul 30, 2025 · Meeting your day-to-day and long-term financial commitments requires a financial partnership with a proven institutional investment manager. The mobile banking apps and website allow you to check on your account, view transactions, make transfers, pay your loan payment with your Commerce Bank checking or savings account, pay bills, view alerts and close your ATM or debit card in case you loose it or experience fraud. If you have any questions regarding this request, please contact me at the phone number or address listed below. Please be aware that each software package is different. Here are some key takeaways: Commerce offers Commerce Free Checking, CommerceInterest Checking and Commerce Relationship Checking. Securely log in to your Commerce Bank account to access personal and business banking services, manage loans, deposits, and more. Contact Commerce Bank's customer service whenever you need us via phone, email or in a branch location. Alerts – Add user account activity, balance and transactions alerts that can be received by text, email or app notification. Click here to pay your loan or safe deposit box online with your bank card or your checking account From checking to savings accounts and loans to credit cards, Plains Commerce Bank has everything you need. Commerce Bank offers personal and business banking, checking, mortgages, loans, investing, credit cards & more. Open a bank account online or in a branch. Activate Online Banking To activate Small Business Online Banking for your business, you will need: Company name First name Last name Email address Contact phone number Tax ID number Commerce account number (this number can be found on your account statement) Activation steps: Click the “Activate Online Banking” button above Read and accept the Terms and Conditions Complete the online Deposit Products Commerce Bank offers a deposit product to meet your needs. Plus, it features a low Introductory rate. Our small business checking account offers no monthly fee with minimum balance, free online banking and free unlimited Commerce ATM transactions. Commerce checking account required. Learn how to order or reorder personal checks and business checks from Commerce Bank. You can find your account number on your statement or on the magnetic ink character (MICR) line at the bottom of your printed checks. The Commerce Bank wire transfer routing number is 084206082. S. Commerce Bank's high interest money market accounts are a great place to make your savings grow. Read articles about budgeting, saving money, buying a home, retirement and more. If you need to reorder checks use our secure Check Reorder Form. Read our Commerce Bank Savings Account Review to help decide if it's the right bank for you. Commerce Bank processes Electronic Transfers via the Automated Clearing House (ACH) network. qn5f 3jusu bzmhva opkb hbz ja7 qz qcame 1t alvmdyq