Bogleheads international allocation 2020. What are your thoughts? Jan 16, 2025 · I just finished listening to the Vanguard's Look Ahead event where Vanguard's Chief Investment Officer forecasts the following growth, over the next ten years: US equities - 3%-5% Bonds - 4. Jun 30, 2025 · Let's say that you pick an asset allocation of 50/50 US/International. Sep 14, 2018 · The Bogleheads are every-day citizens with an interest in investing and personal finance. The wiki, blog and forum were built by volunteers who are dedicated to helping people begin or improve their investing by applying our investing principles. Oct 16, 2025 · The Bogleheads follow a few simple investment principles that have historically produced risk-adjusted returns that are better than the returns of average investors. Bogleheads, a term intended to honor Vanguard founder and investor advocate John Bogle, are investing enthusiasts who participate in the Bogleheads Forum. Dec 13, 2024 · I’m thinking of switching to pure funds (US stock index, international stock index, and bond index) to have more control over the asset allocation; or alternatively, I could choose an earlier target date fund with a different allocation. The 2045 fund is currently 83% stocks and 17% bonds/short-term reserves. Now if US produces better returns than International, your allocation might drift to 55/45. Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. Login Username: Password: I forgot my password Resend activation email Remember me Hide my online status this session Oct 5, 2025 · It is often recommended for and by Bogleheads attracted by "the majesty of simplicity" (John Bogle 's phrase), and for those who want finer control and better tax-efficiency than they would get in an all-in-one fund like a target retirement fund. 2 days ago · The Bogleheads® Wiki: a collaborative work of the Bogleheads community New Investors, Philosophy, Investment Policy Statement, Non-US domiciles Canada - finiki (wiki) A collaborative Canadian perspective on investing and personal finance Wiki and Reference Library (non-current archive) Main Page Welcome to the Bogleheads® wiki Investing Advice Inspired by John Bogle 1,052 articles The site consists of this wiki, the Bogleheads blog and the Bogleheads forum. The forum's members discuss financial news and theory, while also helping less experienced investors develop their portfolios. Sep 26, 2021 · My view is that anywhere between a 20% to 50% allocation of a stock portfolio to International Stocks is good, Vanguard recommends 40%, the sweet spot in the past was about 30%. The term is intended to honor Vanguard founder and investor advocate John Bogle. Oct 14, 2024 · The fact that the I Fund is not a complete international fund may lead some investors to not use the Lifecycle fund in favor of using individual funds and holding the international allocation outside the TSP. We would like to show you a description here but the site won’t allow us. Jun 13, 2023 · He has held various positions in engineering and health physics over the past 30 years and has been a member of the Philadelphia Bogleheads for the past 6 years. The members not only discuss their own financial issues, but enthusiastically provide help to others. So rebalancing causes you to sell high and buy low. Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. You would then rebalance back to 50/50 by selling US and buying International (or by buying International only for a while). 5% - 4. Jan 28, 2020 · PackersFan12 wrote: Tue Jan 28, 2020 4:45 pm I'm thinking of doing this allocation for my Roth IRA: 50% Total US Stock Market (VTSAX) 25% Small Cap (VSMAX) 25% International Small Cap (VFSAX) I'm 29, so I can afford to be aggressive, and I'm willing to handle the ups and downs the market will give us in the decades to come. These principles are the results of Nobel prize-winning research on Modern Portfolio Theory and the Capital Asset Pricing Model. 7% International equities - 8%-10% Would this affect my current asset allocation in any way to achieve my retirement goals?. shnr qvqh9 fhp otg1 1tmf phxmz msih j2r dh8dknb yc53